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Papers On Money & Banking / Corporate Finance
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Banking on the Internet
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Some people choose a banking facility based on proximity to their home or employment. Others shop for the best rates, the most services or the availability of incentives. An option that is gaining popularity in this, the computer age, is banking and paying bills through the Internet. Financial transactions such as checking, savings, credit cards, debt payment and investments are possible to transact with a simple 'click', while sitting at the computer. Most of the major banks and many of the small community banks have opted to begin doing business through the Internet. This 10 page paper examines Internet banking from the perspective of the banking industry and also the customer. There's a section detailing how to become an Internet bank customer and what are the advantages and problems. Bibliography lists 7 sources.
Filename: KTwebbank.wps

BANK OF AMERICA AND THE PORTER MODEL
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This 6-page paper examines Bank of American and the banking industry and determines how these two fit into Michael Porter's generic competition model. Bibliography lists 5 sources.
Filename: MTbaofam.rtf

History of Central Banking
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AThis 38 page paper considers how central banks developed and their original purpose. The general history and development is examined through the use of a case study which examines the creation of the Bank of England. The original purpose of central banks were as bankers to the government, with a principle task of funding wars. The responsibilities such as printing legal tender, monetary stability and lender of last resort all emerge following the success as a funding source for war. An initial benefit of a central bank was also the creation of a credit economy, allowing economic growth to take place at an unprecedented rate. The looks at the development of the Bank of England and tools used such as the Gold Standard and then applies the lessons to more recent central bank developments such as the creation and success of the Bundesbank, looking for commonalities that may be indicators of success. This is then applied to the current position of the European Central Bank, (ECB) in order to assess how successful the ECB will be in the future. The bibliography cites 59 sources.
Filename: TEcentralbank.rtf

"The Banks: The Ongoing Battle for Control of Canada's Richest Business": A Review of the 1999 Book By Les Whittington:
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A 10 page overview of the book by financial journalist Les Whittington. Describes Whittington's exceptional ability to gather and regurgitate economic facts in a readable and extremely informative manner. Concentrates on the infrastructure of Canadian banks and the recent proposals for mergers. Details Whittington's concerns over these mergers, concerns which were evident as well in the governmental and public response to the proposals. Bibliography lists 4 sources.
Filename: PPwhitng.wps

(The) Exchange Rate Regime
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A 15 page paper discussing issues concerning trade and the exchange rate regime in a rapidly-changing post-Communist world. Various sub-issues such as the effects of exchange rate-fixing are examined in depth. This research paper is significantly more complex than excrate2.wps (above) and should only be considered by those knowledgeable of advanced economics/finance issues. Bibliography lists 27 sources.
Filename: Excrater.wps

(The) G.D.P.
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5 pages on late 1995/early 1996 trends in the G.D.P. Interest rates, housing starts, retail, etc; are examined. Bibliography lists 9 sources.
Filename: GDP.wps

/E and Book to Price Ratio Calculations
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PThis 5 page paper uses data supplied by the student to calculate the price earnings ratio and the book to price ratio. The calculations are shown and the paper examines what may cause the ratio variations seen over the years. The bibliography cites 1 source.
Filename: TEPECalc.rtf

A Case Study in Production Decision Making
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This 10 page paper looks at a case provided by the student. A company has a demand that exceeds supply, the company has the choice to reduce the lines it makes to ,maximise profit, or to continue with all lines and outsource some of the work. The paper is written with an accounting emphasis, looking at advantages and disadvantages of each option, including financial projections. The bibliography cites 2 sources.
Filename: TEabsmsc.rtf

A Century of Changes in the CPA Exam
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This 5 page paper examines the evolution of the CPA exam. Information about the exam's history is included along with recent changes in the format and content. Bibliography lists 5 sources.
Filename: SA605CPA.rtf

A Corporate Finance Director and Taxes
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This 5 page report discusses the role of the finance director in a corporation and some of the necessary concerns he or she must deal with, especially in relationship to taxation. This paper is based on an interview with a woman who serves as the finance director of a national retail corporation. Bibliography lists 3 sources.
Filename: BWfdir2.wps


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